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Home care in Merseyside

231 agencies

There are 231 home care agencies in and around Merseyside on AskBart. 90% of those rated by the CQC are Good or Outstanding, against 79% nationally (CQC data, October 2026). The largest is Arncliffe Gardens, with 77 beds. The most recent inspection was at Rainbow Care Solutions (Merseyside) in January 2024.

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Merseyside

Home care agencies (231)

Pins show each agency's office; care is given in people's own homes.

  • Outstanding
  • Good
  • Requires improvement
  • Inadequate
  • Not rated
231 agencies found

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RGLVerified

RGL is a home care agency based in Liverpool, Merseyside, providing care and support to people in their own homes.

Dementia
Fees on request
View agency: RGL
Right at Home U.KVerified
CQC Good

Right at Home

Right at Home U.K is a home care agency based in Liverpool, Merseyside, providing care and support in people's own homes.

Dementia
CQC:Safe: GoodWell-led: Good
Fees on request
View agency: Right at Home U.K
No photos yet
Verified
CQC Good

City and County Healthcare Group

Sagecare (Wirral) is a home care agency based in Wirral, Merseyside, providing care and support in people's own homes.

Dementia
CQC:Safe: GoodWell-led: Requires improvement
Fees on request
View agency: Sagecare (Wirral)

Home care across Merseyside

Key facts: Merseyside

Home care agencies listed231
Rated Good or Outstanding125 of 139 (90%)
Rated Outstanding7
Rated Requires improvement or Inadequate14
Liverpool usual weekly rate (2025)£832
LargestArncliffe Gardens (77 beds)
Most recently inspectedRainbow Care Solutions (Merseyside) (January 2024)
Outstanding7
Good118
Requires improvement11
Inadequate3
Not yet rated92

Data: CQC register, updated October 2026. Figures are for the homes listed on this page.

Not sure how much care is needed?

Answer a few questions and we’ll estimate the hours a week, a visit schedule and a rough cost for care at home in Merseyside — in about a minute.

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CQC quality of home care in Merseyside

Rated Good or Outstanding
125/ 139 rated
Outstanding
7
Newly registered (awaiting rating)
92

Every agency here is regulated by the Care Quality Commission. Each profile shows the full CQC breakdown — whether the service is safe, effective, caring, responsive and well-led.

Care agency vs a private carer in Merseyside

A private or introductory-agency carer often charges less per hour than a CQC-regulated agency — but the difference pays for cover, vetting and the legal responsibilities the agency carries for you. Here’s how the two compare.

CQC-regulated home care agency compared with a private or introductory-agency carer
 CQC-regulated agencyPrivate / introductory carer
RegulationRegistered with and inspected by the CQC — a published rating on every profileNot inspected — an individual carer is not CQC-regulated
If your carer is off sickThe agency sends a replacement, so care never stopsYou have to arrange emergency cover yourself
Employment & taxThe agency employs the carer — pay, tax, pension and insurance are handled for youYou may become the carer’s legal employer, with HMRC, pension and insurance duties
Training, DBS & insuranceCarers are trained, DBS-checked and covered by the agency’s insuranceYou check training, references and DBS yourself
Typical hourly rate£22–£28 per hour£15–£19 per hour

The higher agency rate buys the cover, training and liability an agency carries for you — the reassurance most families want when arranging care for a parent. Every agency listed on this page is registered with the CQC.

Rates are typical UK ranges, not local quotes, and vary by provider, timing and the level of care. Employing a carer directly makes you their employer — check your responsibilities on GOV.UK.

What home care costs in Merseyside

Hourly (visiting) care
£22–£30per hour
Overnight (waking) care
£150–£220per night
Live-in care
£1,100–£1,600per week

Estimated typical UK ranges — actual fees depend on the agency, the hours you need, and the level of care. Always get a written quote after a needs assessment. For context, Liverpool council's published cost-of-care rate was around £832/week (2025). Check who pays with the funding calculator.

Paying for home care in Merseyside: your home is protected

This is the difference families most often miss. When your relative is cared for in their own home, the value of that home is left out of the council’s financial assessment. Move into a care home and the property is usually counted — which is why so many families worry about having to sell up. Staying at home removes that worry entirely.

The property disregard

Your main or only home is never included in the means test for care at home. The assessment looks only at savings, capital and income — the house you live in is disregarded for as long as care is provided there.

How the means test works (England)

  • Over £23,250 in savings & capital — you pay the full cost of your care (a “self-funder”).
  • Under £14,250 — your capital is ignored; you contribute only from income.
  • Between the two — a sliding scale: roughly £1 a week for every £250 of capital above £14,250.
  • Your home — disregarded throughout, because the care happens there.

Liverpool council carries out a free care-needs assessment first, then a financial assessment to work out what, if anything, you pay towards care in Merseyside.

Check who pays with our calculatorNHS: paying for your own care

Capital limits are the England thresholds (frozen for several years — check the current figures). Scotland, Wales and Northern Ireland use different limits and rules. The residential-care property rules are more nuanced (a partner still living there, or a 12-week disregard, can change things). Always get a financial assessment from your council.

The true cost of care at home vs a care home in Merseyside

Families often compare a care-home fee to home-care hours alone — but a care home already includes the room, meals and bills, while staying at home means paying for those on top of the care. Adjust the figures for an illustrative weekly and yearly comparison, and see where a care home becomes the cheaper choice. The care-home figure is prefilled with Merseyside's average private fee — adjust any number to match your own quotes.

Care home (£/week)

Household costs total £173/week. Attendance Allowance is a non-means-tested benefit (2026/27 rates £76.70 lower / £114.60 higher per week — check the current rate); it is usually payable whether you stay at home or self-fund a care home, so it is applied to every option below.

Home-care visits

35 hrs/week × £23

£978/wk

£50,856/year

£805 care + £173 bills

Lowest total cost

Live-in care

one carer, living with you

£1,573/wk

£81,796/year

£1,400 care + £173 bills

Residential care home

room, meals & bills included

£1,016/wk

£52,832/year

Where it changes over

Once the £173/week of household bills are counted, staying at home works out cheaper only up to about 37 hours of care a week. Beyond that, a residential care home — where the bills are already included — usually costs less.

A guide, not a quote

Every figure is an editable estimate. Household bills vary by home and circumstances; live-in care may need two carers for high or overnight needs; and the right choice depends on the level of care needed, not just the total. Always get real quotes and a care-needs assessment before deciding.

Illustrative only — a transparent model, not a quote. See who should pay towards care in our care funding & means-test calculator, or ask Bart.

Support for staying at home in Merseyside

Care at home works best alongside local health services, grants and carer support. These are the main routes to help — home adaptations are administered by Liverpool council.

Home adaptations & grants

Grab rails, stairlifts and level-access showers can be part-funded by a Disabled Facilities Grant — the practical changes that let care at home succeed.

Disabled Facilities Grant

Help paying for care

Attendance Allowance is a non-means-tested benefit that helps with the cost of care at home for people over State Pension age.

Attendance Allowance

District nursing & community health

NHS community teams visit at home for wound care, medication support and ongoing conditions, alongside your care agency.

NHS care & support

Support for family carers

Advice, a carer’s assessment, respite and local support groups for relatives who help with care.

Carers UK advice

Prescription delivery

Local pharmacies can prepare weekly blister packs (dosette boxes) and deliver medicines to the door.

Find a pharmacy

Links open official NHS, GOV.UK and national charity services that localise to your postcode. AskBart is independent and isn’t affiliated with these organisations.

Common questions

How many home care agencies are there in Merseyside?

AskBart lists 231 CQC-registered home care agencies in and around Merseyside, 7 of them rated Outstanding.

How much does home care cost in Merseyside?

Visiting (hourly) home care in Merseyside typically costs £22–£30 per hour, overnight care £150–£220 per night, and live-in care £1,100–£1,600 per week. Actual fees depend on the agency and your care needs — always ask for a written quote after a free needs assessment.

Are home care agencies in Merseyside regulated?

Yes. Every agency listed here is registered with and inspected by the Care Quality Commission (CQC). 125 of the 139 rated agencies are rated Good or Outstanding. Each profile shows the full CQC rating across all five areas: safe, effective, caring, responsive and well-led.

Recently closed in Merseyside (2)

Weighing up your options in Merseyside?

Care needs change over time. Compare the other kinds of later-life care in Merseyside:

Need more support than visiting care can give?Compare care homes in MerseysideThinking about downsizing to an independent community?Explore retirement living in Merseyside

Near Merseyside

Paying for care? See how care is funded and check what the council may pay.

Guides for families

More in our home care guides.

Talk to a care at home expert.

Choosing home care is a big decision. Get free, friendly guidance on the agencies in Merseyside — no obligation, just clear answers when you need them.

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Header photo: Peter Tarleton, CC BY-SA 2.0, via Wikimedia Commons