Care fees calculator

Care home fees in Wandsworth: will the council pay?

Wandsworth council paid care homes an average of £1,382 a week for a residential place and £1,234 a week for nursing care in 2025–26, £421 more than the typical English council (£962). If your savings, and usually your home, are worth more than £23,250, you’ll normally pay your own care home fees. Below £14,250 your savings are ignored.

What Wandsworth pays care homes

YearResidentialNursing
2025–26£1,382/wk£1,234/wk
2024–25£1,329/wk£1,186/wk

Average weekly fee the council pays external care homes for residents aged 65 and over. Source: the Department of Health and Social Care’s Market Sustainability and Improvement Fund returns (MSIF 2025-26 (final 2024-25 / provisional 2025-26)); the most recent year may be provisional.

Care homes in Wandsworth

17 care homes in Wandsworth are listed on AskBart. The median advertised fee among the 7 that publish one is £1,670 a week, £288 more than the council pays for residential care. That difference is roughly the top-up a family might be asked for, though advertised fees mix residential and nursing care, so treat it as a rough guide. See care homes in Wandsworth

How the means test works in Wandsworth (England, 2026/27 thresholds)

  • Over £23,250: you pay the full fee yourself until your capital falls to £23,250. Ask Wandsworth council for a care needs assessment anyway: you can still ask them to arrange your care.
  • £14,250 to £23,250: Wandsworth council helps, and you contribute £1 a week for every £250 above £14,250, plus most of your income.
  • Under £14,250: your savings are ignored; you still contribute most of your income, keeping a personal expenses allowance.
  • Your home isn’t counted if a partner or qualifying relative still lives there, and for the first 12 weeks of a permanent care home stay. If it’s the only thing putting you over the limit, Wandsworth council must offer a deferred payment agreement, so you needn’t sell it straight away.
  • Top-ups: if you choose a home that costs more than Wandsworth council will pay, a relative or friend can pay the difference.

Care funding & means-test calculator

Enter a few figures to see where you’re likely to stand in the care means test — whether you’d fund your own care, get help from the council, and which extra support you might be able to claim. It’s a plain-English guide, not a benefits decision, and nothing you type is saved or sent anywhere.

Savings & investments counted£30,000
Property value counted+ £200,000
Capital assessed£230,000

Likely to fund your own care

Your assessed capital of £230,000 is above the upper limit of £23,250 in England, so you’d normally be expected to pay the full cost of care until your capital falls to that level.

The means test explained · What happens when savings run out · Giving money away: deprivation of assets

Likely eligible for Attendance Allowance

Attendance Allowance is not means-tested — your savings don’t matter. At State Pension age and needing regular help, you can usually claim about £77–£115/week (lower or higher rate). Confirm the current rate at gov.uk/attendance-allowance.

Attendance Allowance guide

What Wandsworth pays care homes

Wandsworth council paid care homes an average of £1,382.39/week for residential care and £1,233.81/week for nursing care in 2025–26 (DHSC). Self-funders usually pay the home’s own fee, which is often higher than what the council pays.

Top-up fees explained

Get free, independent advice

MoneyHelper (from the government-backed Money and Pensions Service) has free guides to paying for care, and the Age UK Advice Line gives free, confidential advice.

The link shares your answers as ranges (for example “savings between the limits”), never the amounts you typed.

This is general information, not financial, benefits or legal advice, and not a decision by any council or the NHS. It applies published England thresholds (2026/27) to the figures you entered; your actual assessment depends on your full circumstances, income and the rules that apply on the day. Always ask your local council for a financial assessment, and consider free advice from Bart or a specialist such as Age UK or Citizens Advice.

Free, independent help

Talk to an adviser

Not sure where to start with paying for care in Wandsworth? Ask Bart, our AI assistant, answers questions about funding, care types and what to look for straight away. For anything you’d rather talk through, leave your number and a person from AskBart calls you back within one working day.

We don’t sell your details or take commission from homes, so the advice is the same whichever home you choose.

Last reviewed 13 October 2026 by the AskBart editorial team. Thresholds are England’s 2026/27 capital limits; council rates are the latest the council has published.

More help: paying for care guides · the care home means test explained · compare another council