McCarthy Stone

Lancaster Court

Retirement living in Cockermouth, Cumberland

Operated by McCarthy Stone

For sale or to rent
NeighbourhoodHigh Retirement Community
What do these badges mean?
  • High Retirement Community — An above-average share of residents are aged 65 and over (ONS Census) — often a sign of established later-life communities and services.
AddressCA13 9HT
Guide price£168,750

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About

Lancaster Court is a retirement living development operated by McCarthy Stone in Cockermouth, comprising 40 one and two-bedroom apartments designed for people aged over 60. The development is situated close to the town centre. Properties are available to buy or rent, with rental options from £1,590 per calendar month and purchase prices from £234,950. Shared Ownership is also available from £168,750.

Most apartments are light and spacious, with the majority featuring either a Juliette balcony or a patio. A resales service is available for those seeking a preowned property at the development.

What's nearby

GP surgery0 m
A&E: West Cumberland Hospital12.5 miles
Pub or bar350 m
  • Near a main road
  • Fire station about 900 m away

Straight-line distances. Road and rail noise from government strategic noise mapping (modelled, not measured). A&E departments from the NHS website. Locations © OpenStreetMap contributors.

What’s in the area

Outdoor Spaces

  • AllotmentsSparse
  • Play SpaceAdequate
  • Golf CourseLimited
  • Public ParkSparse
  • Tennis CourtAdequate
  • Bowling GreenAdequate
  • Playing FieldSparse

Local Amenities

  • Pubs & BarsAdequate
  • Restaurants & CafesAdequate
  • Retail ShoppingAdequate
  • SupermarketsAdequate
  • TakeawaysAdequate

Gallery

Care fee trajectory

Indicative weekly fee by year, against what Cumberland pays care homes.
YearCouncil rate (per week)
2024£927
2025£990

Local health safety net

Lancaster Court is backed by a local NHS health network. The nearest A&E is West Cumberland Hospital, 12.5 miles away. The local GP practice is CASTLEGATE AND DERWENT SURGERY, 0 miles away, rated ‘Good’ by the CQC.

Nearest hospital · A&E
West Cumberland Hospital · 12.5 mi
Nearest GP · CQC Good
CASTLEGATE AND DERWENT SURGERY · 0 mi

Nearest services from NHS ODS + postcodes.io + CQC, by straight-line distance.

Costs at a glance

TenureFor sale or to rent
Guide price£168,750

Figures are indicative and provided by the operator. Use the calculator below to estimate the long-term cost of ownership.

The real 10-year cost of a retirement flat

The purchase price is only part of the picture. Service charges and an event (deferred-management) fee on resale add up — and retirement flats often don’t rise in value like ordinary homes. Adjust the figures below to see an illustrative total for Lancaster Court.

Purchase price£250,000
Service charges (10 yrs × £6,000)+ £60,000
Estimated resale value after 10 yrs£250,000
Event / deferred fee (10% of resale)− £25,000
Amount returned on sale£225,000
Illustrative cost of 10 years here£85,000

≈ £8,500/year · £163/week

Illustrative only — a transparent model, not a quote, valuation or prediction. Event fees, service charges and resale values vary by scheme and contract; confirm the actual figures and full lease terms with the operator before deciding.

Community & connection in Cockermouth

Local clubs, charities and support groups that help older residents stay active and connected.

Charity

Carer Support Eden

The charity assists carers by providing information, support, practical help, advice, assessments, services and advocacy.

6.0 miles away · Source: Charity Commission (1101719)

Showing groups across Cumbria.

Part of McCarthy Stone

Lancaster Court is one of 388 properties run by McCarthy Stone on AskBart. See how the group's properties are rated and where it operates.

See all 388 McCarthy Stone listings →

Information last reviewed October 2026.

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