Care funding
15 articles
How Care Funding Differs Across the UK (2026)
England, Scotland, Wales and Northern Ireland each fund care differently — from free personal care to different capital limits. Here's what changes where you live.
Using Your Home to Pay for Care: Equity Release & the Alternatives
The ways a property can help pay for care — selling, renting, a deferred payment agreement, equity release or a care fees annuity — and the pros and cons of each.
Who Pays for Care Home Fees? A Plain-English Guide (2026)
The three ways care home fees get paid — self-funding, council funding and the NHS — and how to work out which applies to you.
How Much Does a Care Home Cost in the UK? (2026)
What care homes really cost in 2026, why prices vary so much, and the funding help that could bring the bill down.
Benefits You Can Claim in a Care Home (2026)
The benefits that can help with care home costs — including Attendance Allowance — and how moving into care affects them.
Care Home Top-Up Fees, Explained (2026)
What third-party top-up fees are, when they’re allowed, and when a care home top-up is unlawful.
The Care Home Means Test, Explained (2026)
How the local authority financial assessment works, the £23,250 and £14,250 thresholds, and what counts as your money.
What Happens When Your Savings Run Out in a Care Home? (2026)
How care funding changes as your savings fall toward £23,250 — the 12-week disregard, council rates and top-ups.
Deferred Payment Agreements: Using Your Home to Pay for Care (2026)
How a Deferred Payment Agreement lets you use your home’s value to pay for care without selling it straight away.
Making Your Money Last as a Self-Funder
Paying for your own care doesn't mean navigating it alone. The benefits, protections and planning that help a self-funder's money go further — and last longer.
Care Support for Veterans and Ex-Service Personnel
The extra funding, charities and dedicated care available to older veterans and their families — from War Pensions to armed-forces care homes.
Local Authority Care Funding: How to Apply (2026)
A step-by-step guide to getting council help with care home fees — the needs assessment, financial assessment and your care plan.