Care funding
9 articles

Who Pays for Care Home Fees? A Plain-English Guide (2026)
The three ways care home fees get paid — self-funding, council funding and the NHS — and how to work out which applies to you.

How Much Does a Care Home Cost in the UK? (2026)
What care homes really cost in 2026, why prices vary so much, and the funding help that could bring the bill down.

Benefits You Can Claim in a Care Home (2026)
The benefits that can help with care home costs — including Attendance Allowance — and how moving into care affects them.

Care Home Top-Up Fees, Explained (2026)
What third-party top-up fees are, when they’re allowed, and when a care home top-up is unlawful.

The Care Home Means Test, Explained (2026)
How the local authority financial assessment works, the £23,250 and £14,250 thresholds, and what counts as your money.

What Happens When Your Savings Run Out in a Care Home? (2026)
How care funding changes as your savings fall toward £23,250 — the 12-week disregard, council rates and top-ups.

Deferred Payment Agreements: Using Your Home to Pay for Care (2026)
How a Deferred Payment Agreement lets you use your home’s value to pay for care without selling it straight away.

Local Authority Care Funding: How to Apply (2026)
A step-by-step guide to getting council help with care home fees — the needs assessment, financial assessment and your care plan.

NHS Continuing Healthcare: Could the NHS Pay for Your Care? (2026)
What NHS Continuing Healthcare is, who qualifies, how the assessment works, and how it differs from Funded Nursing Care.