The AskBart journal

Advice, guides & stories for families.

Clear, jargon-free guidance on choosing care, funding it and supporting someone you love — written by our independent care experts.

What happens when care home savings run out — the £23,250 threshold and council funding.
Care funding

What Happens When Your Savings Run Out in a Care Home? (2026)

How care funding changes as your savings fall toward £23,250 — the 12-week disregard, council rates and top-ups.

CSClaire Saltwater
Deferred Payment Agreements explained, 2026.
Care funding

Deferred Payment Agreements: Using Your Home to Pay for Care (2026)

How a Deferred Payment Agreement lets you use your home’s value to pay for care without selling it straight away.

CSClaire Saltwater
How to apply for local authority care funding — the assessment steps for 2026.
Care funding

Local Authority Care Funding: How to Apply (2026)

A step-by-step guide to getting council help with care home fees — the needs assessment, financial assessment and your care plan.

CSClaire Saltwater
NHS Continuing Healthcare explained — eligibility and the assessment process for 2026.
Care funding

NHS Continuing Healthcare: Could the NHS Pay for Your Care? (2026)

What NHS Continuing Healthcare is, who qualifies, how the assessment works, and how it differs from Funded Nursing Care.

CSClaire Saltwater
How to choose a care home — a step-by-step 2026 guide.
Finding a care home

How to Choose a Care Home: A Step-by-Step Guide (2026)

A calm, step-by-step way to choose the right care home — from working out the level of care needed to visiting and deciding.

CSClaire Saltwater
Residential vs nursing home — the difference explained for 2026.
Finding a care home

Residential vs Nursing Home: What’s the Difference? (2026)

The difference between a residential care home and a nursing home, what each costs, and how to tell which one you need.

CSClaire Saltwater
Types of care homes explained — residential, nursing, dementia and more, 2026.
Finding a care home

Types of Care Homes Explained (2026)

Residential, nursing, dementia and respite care — plus assisted living and retirement villages — explained in plain English.

CSClaire Saltwater
Finding a care home for couples, 2026.
Finding a care home

Finding a Care Home for Couples (2026)

How to find a care home that keeps a couple together, even when they have different care needs.

CSClaire Saltwater
Care home viewing checklist — questions to ask on a visit, 2026.
Finding a care home

The Care Home Viewing Checklist: Questions to Ask (2026)

What to ask and look for when you visit a care home — a practical checklist, plus the green and red flags that matter most.

CSClaire Saltwater
How to read a CQC report and what the ratings mean, 2026.
Finding a care home

How to Read a CQC Report (and What the Ratings Mean) (2026)

What the CQC ratings mean, the five things inspectors check, and how to use a home’s report when you’re choosing care.

CSClaire Saltwater
Assisted living vs a care home — the difference explained, 2026.
Finding a care home

Assisted Living vs a Care Home: What’s the Difference? (2026)

How assisted living (extra-care housing) differs from a care home, and which might suit your situation.

CSClaire Saltwater
Retirement villages explained — pros, cons and costs, 2026.
Finding a care home

Retirement Villages Explained: Pros, Cons and Costs (2026)

What retirement villages offer, what they cost including hidden fees, and whether one might be right for you.

CSClaire Saltwater