Smart Creative Care

0Dementia

Address45 Lea Close, Reading, RG30 3NB

Beds0

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Care provided

Dementia

Specialist care

Dementia

Learning disabilities

Physical disabilities

Younger adults (under 65)

Care fee trajectory

Indicative weekly fee over time, against the local authority cost-of-care rate, for pricing transparency.

The real 10-year cost of a retirement flat

The purchase price is only part of the picture. Service charges and an event (deferred-management) fee on resale add up — and retirement flats often don’t rise in value like ordinary homes. Adjust the figures below to see an illustrative total for Smart Creative Care.

Purchase price · typical assumption — please adjustAnnual service charge · typical assumption — please adjustEvent / deferred fee on resale: 10% · typical assumption — please adjustRetirement leases commonly charge 10–30% of the sale price.

Years lived here: 10Value change: 0%/yr

Purchase price£250,000

Service charges (10 yrs × £6,000)+ £60,000

Estimated resale value after 10 yrs£250,000

Event / deferred fee (10% of resale)− £25,000

Amount returned on sale£225,000

Illustrative cost of 10 years here£85,000

≈ £8,500/year · £163/week

Illustrative only — a transparent model, not a quote, valuation or prediction. Event fees, service charges and resale values vary by scheme and contract; confirm the actual figures and full lease terms with the operator before deciding.